A Medicare Preferred Provider Organization (PPO) Plan can save you money if you use providers inside their network.
A Medicare PPO Plan is a type of Medicare Advantage Plan (Part C) offered by a private insurance company. They usually offer extra benefits than Original Medicare, but you may have to pay extra for these benefits.
In a PPO Plan, you pay less if you use doctors, hospitals, and other health care providers that belong to the plan’s network. You have the flexibility to use doctors, hospitals, and providers outside of the network, but you’ll have to pay more.
Most PPO Plans cover prescription drugs.
However if you join a PPO Plan that doesn’t offer prescription drug coverage, you can’t join a Medicare Prescription Drug Plan (Part D).
Most PPO plans don’t require you to choose a primary care doctor or get a referral to see a specialist.
But remember, If you use specialists inside the plan’s network, your costs for covered services will usually be lower than if you use specialists outside their network.
Request a quote today to find out more about the benefits and costs of Medicare Preferred Provider Organization Plan.